Attention homeowners in Salem and Rockingham County: Get an Appraisal today!

Here are the top seven reasons NH homeowners call on Baseline Appraisal Services:

Find the right listing price (whether they're selling the home themselves or using a real estate agent)
Challenge property tax assessments
Remove PMI to lower their mortgage payment
Reinstate your Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
In the case of a NH divorce, where real estate needs to be divided
To determine the true market value of real estate in question to settle an estate

Need help determining the price of your house in or near Salem, NH?
Contact Baseline Appraisal Services.

At Baseline Appraisal Services, we understand the individual needs of a homeowner after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to save money for homeowners. Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. Baseline Appraisal Services is experienced in helping people just like you do away with unnecessary PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your house overvalued if your house not appreciating as much as other houses close by. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. Getting an expert appraisal from Baseline Appraisal Services is your chief weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can this be inopportune from a cash flow angle, and detrimental to your credit score since it may appear as though that credit line is maxed out. Baseline Appraisal Services can provide you with a professional appraisal to help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for precision? We can go out and check the subject and comparables in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Baseline Appraisal Services can help with that too. While usually requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your house.